Lines of Credit

Lines of Credit

A line of credit is a type of small business loan that is available to startup or existing businesses who need quick access to money.  These funds can be used to cover unexpected expenses or growth.

Lines of credit have been used to finance operational expenses like supplies, payroll and to increase inventory.  Whatever the need may be, a line of credit from Rising Tide can help any small business in a community where resources and opportunities for growth are limited.

Who is eligible?

Any startup or existing business may apply for a Rising Tide line of credit.  We support locally-owned businesses in Eastern PA:

  • Carbon
  • Lehigh
  • Monroe
  • Northampton
  • Upper Bucks


The minimum line of credit is $3,000

The maximum line of credit is $15,000

Line of credit can be used to cover unexpected expenses or just simply need quick access to capital.   Example of these expenses and needs include:

  • Business Growth
  • Ongoing Operating Costs
  • Increase Inventory
  • Working Capital
  • Payroll Expense
  • Equipment /Machinery

Unlike a term loan, where you make regular payments, a line of credit can be used as needed.  Payments are made as you use the funds and then you can borrow again.

You can apply online or download and complete these application materials. If you need assistance, feel free to contact us