Offering Loans to Small Businesses in the Greater Lehigh Valley

Rising Tide Community Loan Fund helps the local economy thrive by offering loan products to startup and established small businesses in our community whose risk factors make it difficult to obtain traditional business funding.

Loans Offered by Rising Tide



These loans are designed to support startup business costs or expansion costs for existing businesses. All small businesses – startups and established – are eligible to apply.


Small Business Opportunity Loan Fund

Available to established companies, these loans can provide additional working capital, help fund an expansion and more.


Bethlehem Small Business Loan Fund

Designed for business startup and growth, these loans are available to all companies within Bethlehem, Pennsylvania city limits.


Lines of Credit

Lines of Credit are ideal solutions for providing seasonal working capital or funds for inventory management. All small businesses – startups and established – are eligible to apply.

Apply For a Rising Tide Loan

All the forms you need to apply for a Rising Tide Community Fund Loan are available online. However, we encourage all applicants to Read the FAQs before starting the processes, and to reach out for technical assistance and advice as needed.

About Rising Tide

Rising Tide provides a full range of business loan products and technical assistance

We offer microloans, technical resources and marketing assistance to business owners where resources and opportunities for growth are limited.

Rising Tide’s mission is to support the startup and established small businesses whose risk factors make it difficult to obtain funds from traditional lenders, but who inevitably make up the backbone of a thriving local economy.

Our Impact

0 M
Of Financing Provided
Small Business Helped
0 %
Loans to Minority Owned Businesses
0 %
Loans to Women-Owned Businesses


Goblies in Target - square
“I was able to get a loan from Rising Tide at a very critical time. I had just come back from a trade show where I got a massive amount of interest in the product. That capital was the last little bit of fuel I needed to get into mass retailers,”
Briana Gardell
Mezzimatic, LLC.
"I just wanted to reach out to you to say thank you for all your help with putting together my business plan ... I am extremely overjoyed and grateful!! I really can't thank you enough for the opportunity, assistance, and support! I'm really just at a loss for words. Thank you infinitely!"
Erica Castillo
Lush Bump Boutique & Photography
J Garden 1
“I opened J Gardens under the motto “Wherever life plants you, bloom with grace” because I always try to make the best of every situation and keep a vision of what I really want. Rising Tide has helped me achieve my goal of opening my own flower and detail shop.”
Jeraldin Abreu DePaulino
J Gardens, LLC

Latest News